Mold and Mildew Damage from Hurricanes
 The after effects of a hurricane can be devastating. Mold, mildew and fungus from rain and flooding can make your home unlivable. Many types of mold grow in Florida and many are toxic. Some molds can cause significant health problems. If a person who is allergic is exposed to a toxic mold it can cause skin rashes, problems breathing, and many other physical symptoms. Following exposure to mold, if you have trouble breathing, develop a rash or have other problems, consult a doctor. And an attorney - you may need to file a Hurricane Mold Damage Claim.
Mold is present in the air we breathe, both indoors and outdoors, and it grows on almost every surface in Florida. Mold grows more rapidly in warm wet environments and when excessive moisture accumulates. This makes that time after a hurricane, when there is no electricity, no AC in the home and water damage, a breeding ground for mold.
Mold requires professional cleanup that is very expensive. The best way to fight mold is by utilizing an experienced, professional mold remediation company with an industrial hygienist to find, and dry, all wet areas and chemically treat the affected area to prevent mold. These companies recommend drying and treating the affected as soon as possible after the problem is found.
Most insurance policies exclude mold damage, or limit the amount of coverage in the policy, so prompt remediation of the condition is a key to less money out of your pocket later. Unfortunately, many times it is necessary to force the insurer to live up to it’s contractual obligations after the insured files their claim. When that occurs, the Wells Law Group will initiate appraisal or litigation, as appropriate, to enforce your contractual rights. Our actions differ from case to case dependent upon the facts involved, the terms and conditions of the insurance policy, the amounts in dispute, and our client’s needs and desires. Contact us for a free consultation and evaluation of your claim.
Kim Wells, the Managing Partner at the Wells Law Group has over 25 years of experience in insurance litigation against major insurance companies, including litigating hurricane, mold and mildew claims.
How can an Attorney Help me with my Hurricane Mildew Damage Claim?
If you are not sure if you need an attorney, here are some situations in which an experienced law firm can help. If your insurance company...
- devalues or refuses to pay your mold damage claim
- evades your calls or letters,
- claims the mold damage was from a construction defect and not from the hurricane,
- claims the mold damage was from improper loss mitigation technique, claims the mold damage was preexisting prior to the claim,
- claims the mold doesn't even exist;
You need to consult with an experienced insurance attorney.
The Wells Law Group was established to assist Florida’s families and businesses in disputes with insurance companies. We cover most of Florida including the entire Gulf coast as well as Big Pine Key, Islamorada, Key Largo, Key West, and Marathon Key in Monroe county, Naples in Collier county, Saint Petersburg and Saint Petersburg Beach in Pinellas county, Gainesville in Alachua county, and Jacksonville, Jacksonville Beach and Mayport in Duval county. See Service areas for a complete list of coverage.
Wells Law Group Frequently Asked Questions
 For more Frequently Asked Questions about insurance hurricane and windstorm disputes visit our main Wells Law Group website.
Contact us TODAY for a FREE Consultation!
Other Wells Law Group Websites
We have other websites that may be more appropriate to your insurance questions - Click below for information.
|
